Information
Students' Personal Accident and Insurance Cover
All Dublin City University students are covered free of charge by Accidental Bodily Injury Insurance. This cover is worldwide and applies three hundred and sixty five days a year, irrespective of whether the students are involved in University activities.
Medical expenses incurred arising from accidental bodily injury, are covered up to €5,000.00. There is an excess on this policy of €75.00. Claims are limited to expenses incurred within twelve months of the date of injury, e.g. if you break your leg and have medical expenses totalling €350.00, you will be entitled to €275.00 from this policy. It should be noted that medical expenses are precisely that; for example getting a taxi following an injury would not be covered.
As with any scheme there are some provisos. Among the exclusions are intentional self-injury, engagement in civil commotion or riots, motor, motorcycle and horse racing, and injuries occurring while engaged in mountaineering or rock climbing unless supervised by guides and experts in this particular field. Provoked assault , duelling or fighting or from insured persons own criminal act, or whilst engaged in civil commotion or riots are also not covered. Only emergency Dental Treatment is covered; usually taken to mean within the first 48 hours after an accident.
The above is a brief summary, for information purposes only, and does not constitute part of the policy. Full details and Claim forms are available from Finance Office, 7007078.
